Zayas Real Estate Solutions, LLC is your FHA certified appraisal companyThe FHA publishes a list of approved appraisers for each state - Zayas Real Estate Solutions, LLC is on the roster of approved appraisers for CA. This means that we are qualified and approved by the FHA to do appraisal reports for house loans insured by them. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Zayas Real Estate Solutions, LLC is well-trained on how to comply with the rules and regulations provided. Contact us today if you need to get an appraisal done on an FHA-insured loan. The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-insured loan, it means it is underwritten by them. The lender provides all the finances; the FHA simply insures the loan through mortgage insurance in case the borrower defaults on his or her loan. Accessible to all purchasers, FHA loan programs are created to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA offers are incredibly helpful to buyers with less starting capital. |